Have you seen the increase in the number of people calling themselves financial coaches? If you haven’t noticed, this has been caused by programs popping up teaching their agents how to talk a mean game but can’t back it up. Only equipping their agents with financial jargon. While proudly recruiting their agents by boasting on how they can be completely ignorant of the processes and techniques used to actually restore a persons credit report.
Can these agents for these companies really guide you into making sound future financial decisions? There’s much more to gaining wealth than credit, but it’s a good start. A good credit score can easily change the scope of your financial picture.
Do you know how to leverage your credit, maintain healthy habits, and acquire the “right debt” or could you possibly find yourself right back in the same position? The best thing you can do for yourself is to take control of your own finances. Here are 3 Reasons Why
Knowledge
Hosea 4:6 King James Version (KJV)
6 My people are destroyed for lack of knowledge: because thou hast rejected knowledge, I will also reject thee, that thou shalt be no priest to me: seeing thou hast forgotten the law of thy God, I will also forget thy children.
If you knew better you’d do better. Picking up the skill and understanding is a basic step to creating better financial habits. Let us not use ignorance as an excuse of why we can’t get ahead. I challenge you to pull your credit report and Do It Yourself! Don’t know how? We got you covered.
80% of the wealthy know exactly what is on their 3 bureau credit report at all times. The first thing you want to do is gather your credit reports. You should have a report from Experian, Equifax, and Trans Union. We don’t recommend using credit karma because they don’t provide all three bureaus. Start with your personal information. Be sure everything is reporting accurately, and all pieces of information are current. If you have name variations, request that they are removed and any address that is not deliverable by the USPS should not be on your report. Make a list of negative items that are hindering your score from growing so they can be addressed.
Accountability
Did you know many credit repair companies outsource your file? In result, if the process does work how many people are exposed to your sensitive information? Prevent fraud and hold yourself accountable for obtaining and reaching your own goals by utilizing do it yourself credit repair! That way you are always in the know, where you are in the process, what to do if you are in the same position again, and the best part is you could duplicate the process for a friend or loved one. Sharing is caring!
As you all know, we’ve seen hundreds of credit reports and credit situations. You must immediately understand that you can’t compare your situation to others. You can’t predict the type of results and you can’t predict HOW much of a credit score increase you will see. What you can do is set a goal and discipline yourself to stick with it.
Opportunity
1 out of 3 people needs some sort of help with their credit. The high demand for education in this industry is high. Many have made careers out of teaching do it yourself credit repair. The most fulfilling part of our career is empowering people with the knowledge with the ability to utilize do it yourself credit repair.
Fixing your credit is half the battle. Gaining the knowledge is another. Once you decide to take the initiative to fix your credit, create healthy habits too. Create a budget, start saving 10% of your income, pay all of your bills on time, pay down debt, and avoid applying for credit during this time. What are some of your financial goals?
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